Registered Retirement Income Fund (RRIF)

A Registered Retirement Income Fund (RRIF) is the vehicle you roll your RRSP into once you turn 71.

Each year you are required to withdraw a minimum amount from your RRIF after you turn 71. This amount is based on a calculation including your age, market value of the RRIF and the CANSIM rate.

Opening a Self-Directed RRIF at Caldwell Securities Ltd. allows you to invest in a wide variety of investments including equities, bonds, mutual funds and GIC's.

To have a Caldwell retirement planning specialist contact you, please click here.

Market Meltdown: Tom Caldwell's
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Canada's Capital Markets and Securities Exchanges


Statement of Policies


Complaint Resolution Process


Tax Free Savings Account (TFSA)

Click here for more information on TFSA.

Click here to open a TFSA



Caldwell Securities Ltd.
150 King Street West
Suite 1710
Toronto, ON M5H 1J9
Phone: 416-862-7755
Phone: 1-800-387-0859
Fax: 416-862-2498


Trading Hours:

Monday - Friday (Excluding Stat Holidays)

9:30 AM - 4:00 PM (EST)


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